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Dog owner liability

Dog owner liability is a must! The DTK 1888 e.V. has concluded a framework agreement with Zander-Versicherungsmakler GmbH & Co. KG for a dog owner liability insurance. The sum insured is € 10 million lump sum for personal injury, property damage and financial loss. Damage to rented property is also insured without a deductible.

In some federal states, dog owners are obliged to take out such insurance. From the age of 3-6 months, a dog must be insured in the federal states of Berlin, Brandenburg, Hamburg, Lower Saxony and Thuringia. In the other federal states, there are special regulations, e.g. for dogs over a certain size. Only in Mecklenburg-Western Pomerania there is no compulsory insurance at all.

Every DTK member can insure his dachshund for the price of € 39.00 per year, including insurance tax and without excess. Every insured dog must either be tattooed or have a chip number. The dog owner’s residence and bank details must be in Germany. You can insure not only your dachshund, but all hunting dogs via the framework contract. The dog does not have to be used for hunting; classification in the category “hunting dog” is sufficient.

Our tip: There are other liability insurances in this price segment, but all providers require an excess of at least 150 €. If you are planning to become a member of the DTK anyway, you should definitely take out this cheap liability insurance for the current annual fee of 50 €.

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